The cost of living in Canada vs India is an important factor when deciding where to pursue higher education. Both countries offer unique opportunities, but their living expenses vary significantly. As a student, it’s essential to consider factors like housing, food, transportation, and tuition fees.
Canada generally has higher living costs, especially in major cities, while India provides more affordable options. This guide will help you compare these costs and make the best choice. Let’s get started!
Table of contents
- Average Cost of living in Canada vs India
- Cost of Studying in Canada vs India
- Average Accommodation Costs in Canada vs India
- Cost of Transportation in Canada vs India
- Utility Costs
- Food and Groceries Costs
- Entertainment and Leisure Costs
- Benefits of Living in Canada vs India
- Major Factors Affecting Cost of Living in Canada vs. India
- FAQS on Cost of Living in Canada vs India
Average Cost of living in Canada vs India
The average cost of living in Canada for an individual is approximately CAD 2,989 per month, whereas the average cost of living in India is around INR 37,800 per month according to LivingCost data. Additionally, Canada ranks 15th on the global list of the most expensive countries, while India holds the 192nd position.
To help you understand the cost of living in Canada vs India, here’s a detailed breakdown of average monthly expenses for students in both countries. These expenses typically include rent, food, transportation, and other essentials, which can vary depending on the city, lifestyle, and personal preferences.
| Expense Category | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Cost of living (One person) | 2,989 | 37,826 |
| Cost of living (Family) | 6,717 | 97,484.41 |
| One person rent | 1,784 | 15,511.59 |
| Family rent | 2,965 | 34,125.51 |
| Food expenses | 826 | 14,497.38 |
| Transport expenses | 187 | 4,110.57 |
Cost of Studying in Canada vs India
When comparing Canada vs India, one of the most important factors to consider is the cost of studying in both countries. It’s widely known that studying in India tends to be more affordable than in Canada. The following details will allow you to understand how much a student needs to spend, on average, to study in Canada and India.
Cost of Studying in Canada:
- The average cost of pursuing an undergraduate degree in Canada for an international student is CAD 36,123.
- The average cost of pursuing a graduate degree in Canada for an international student is CAD 21,111.
- Note that some courses, such as an MBA, may cost more compared to other programs like MSc.
Cost of Studying in India:
- LLB Course: Approx. INR 5 lakhs
- MBA Course: Approx. INR 15 lakhs
- B.Tech Course: Approx. INR 10 lakhs
- MBBS Course: Approx. INR 25 lakhs
- Note that these costs are averages and may vary depending on the university and course. Students can expect to spend anywhere between INR 7 lakhs to INR 45 lakhs for their degree.
Average Accommodation Costs in Canada vs India
Rent is a significant monthly expense for students living in any country. The cost of living in Canada vs India, particularly housing costs, can vary based on factors such as the type of accommodation, location, and available amenities. Generally, accommodation in Canada’s city centres is more expensive than in India.
If you’re looking for more affordable options, there are the cheapest cities to live in Canada where rent and living costs are lower. Here’s a comparison of the average monthly rent in Canada vs India to help students understand the cost of living in Canada vs India.
| Accommodation Type | Approx Price in Canada (CAD) | Approx Price in India (INR) |
| 1 bedroom apartment in Downtown, 40 m2 or 430 ft2 | 1760 | 17,132.91 |
| Cheap 1 bedroom apartment, 40 m2 or 430 ft2 | 1527 | 11,163.76 |
| 3 bedroom apartment in Downtown, 80 m2 or 860 ft2 | 3111 | 44,535.66 |
| Cheap 3 bedroom apartment, 80 m2 or 860 ft2 | 2578 | 25,909.48 |
Cost of Transportation in Canada vs India
Understanding transport costs is important, especially for students or individuals living abroad. While Canada has a well-developed public transport system, it is much more expensive compared to India, where transportation is significantly more affordable.
The table below provides a clear comparison of the costs for local transport tickets, monthly passes, taxi rides, and fuel in both countries. Understanding these differences can help people, especially students or those living abroad, plan their transportation costs better.
| Expense Category | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Local transport ticket | 3.74 | 35 |
| Monthly ticket for local transport | 123 | 978 |
| Taxi ride for 8 kilometres or 5 miles | 24 | 269 |
| Gas or petrol per litre | 2 | 105 |
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Utility Costs
According to the LivingCost website, the basic monthly utility bill for one person in Canada is around CAD 100 to CAD 150. This includes electricity, water, heating, cooling, and garbage. Similarly, in India, the utility bill for one person can range from INR 2,000 to INR 2,500, making it much more budget-friendly for students. Here’s a table showing utility costs in Canada vs India, which can be especially helpful for the students:
| Utility Type | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Utility Bill (One person, electricity, heating, water, etc.) | 131 | 2,471.44 |
| Utility Bill (For a Family, electricity, heating, water, etc.) | 202.00 | 3,814.61 |
| Internet Plan (50 Mbps+ 1 month unlimited) | 79.1 | 716.36 |
Food and Groceries Costs
When comparing the cost of living in Canada vs India, food and grocery expenses are key factors for students to consider. In Canada, food can be expensive, while in India, prices are much more affordable, helping students manage their budgets better.
Additionally, Canada is home to many amazing cafes where students can relax and enjoy delicious coffee. You can check out the amazing cafes in Canada and try some traditional foods in Canada, which offer a taste of the country’s rich food culture. Here’s a comparison of meal prices in Canada vs India:
| Item | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Lunch Menu | 23 | 259 |
| Dinner in a Restaurant, for 2 | 101 | 1,265 |
| Fast food meal, equiv. McDonald’s | 15 | 355 |
However, cooking at home is a great way to save money, eat healthier, and control your meals. To help with your grocery budget, here’s a list of common grocery items and their prices in Canada and India.
| Item | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Milk, 1 L | 3.18 | 60.91 |
| Bread, 0.5 kg | 3.67 | 42.99 |
| Rice, 1 kg | 4.77 | 60.91 |
| Eggs, x12 | 4.98 | 85.97 |
| Cheese, 1 kg | 18.5 | 478.81 |
| Chicken Breast, 1 kg | 17.5 | 287.76 |
| Apples, 1 kg | 5.62 | 177.32 |
| Banana, 1 kg | 2.03 | 62.10 |
| Oranges, 1 kg | 5.28 | 93.74 |
| Tomato, 1 kg | 5.54 | 46.57 |
| Potato, 1 kg | 3.5 | 33.43 |
| Onion, 1 kg | 3.6 | 37.02 |
| Water, 1 L | 1.71 | 19.70 |
| Coca-Cola / Pepsi, 2 L | 3.11 | 90.15 |
| Cold medicine, 1 week | 14 | 157.62 |
| Hair Shampoo | 6.97 | 255.54 |
| Toilet paper, 4 rolls | 4.05 | 155.83 |
| Toothpaste, 1 tube | 3.4 | 76.42 |
Entertainment and Leisure Costs
As a student in Canada or India, it’s not just about paying for rent and groceries—it’s about enjoying your time too! Both countries offer plenty of cultural, recreational, and fun activities, from outdoor adventures to vibrant festivals, ensuring you have an unforgettable experience.
You can explore the amazing parks in Canada, visit museums in Canada with your friends and loved ones and enjoy various attractions and activities in India as well. Below is a comparison of the approximate costs for miscellaneous items in both countries.
| Item | Approx Cost in Canada (CAD) | Approx Cost in India (INR) |
| Gym Membership (1 month) | 59.30 | 1,516 |
| Cinema Ticket (1 person) | 16.80 | 320 |
| Doctor’s Visit | 109 | 1,289 |
| Haircut (simple) | 29 | 228 |
| Brand Jeans | 82 | 2,310 |
| Brand Sneakers | 131 | 4,024 |
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Benefits of Living in Canada vs India
When comparing life in Canada and India, there are a few important factors to consider, like cost of living, healthcare, education, job opportunities, safety, and overall quality of life. Both countries have their own unique benefits, depending on what you’re looking for Here’s a glimpse of the benefits of living in both countries.
Benefits of Living in Canada
- High Quality of Life: Canada consistently ranks high for quality of life due to its excellent healthcare, education, and social services.
- Universal Healthcare: Canada offers universal healthcare to all residents, ensuring access to medical services without the burden of high costs.
- Quality Education: Canada’s education system is highly regarded, and it offers access to world-class universities and colleges.
- Beautiful Natural Landscapes: Canada is known for its stunning landscapes, from the Rocky Mountains to beautiful coastlines, providing countless opportunities for outdoor activities.
- Safety and Security: Peaceful country with low crime rates and social stability.
- Cultural Diversity: Welcomes people from all backgrounds and cultures.
- Strong Economy: With a stable economy, Canada offers a wide range of job opportunities and is known for its high standard of living.
- Friendly and Welcoming People: Canadians are known for their politeness, kindness, and willingness to help, making it easy to feel at home.
Benefits of Living in India
- Affordable Living: The cost of living in India, including accommodation, food, and transportation, is relatively affordable, helping students save money while pursuing their studies.
- Affordable Education: India offers a variety of educational opportunities at a lower cost compared to many countries, making it accessible for students from all economic backgrounds.
- Healthcare and Insurance: Growing healthcare sector with modern technology and medical insurance options.
- Diverse Learning Environment: With a rich cultural heritage, students in India have the chance to experience a variety of traditions, festivals, and languages, enhancing their global perspective.
- Tourist Attractions: Famous spots like the Taj Mahal and the Himalayas attract millions of tourists.
- General Lifestyle: Entertainment, clothing, and other general lifestyle expenses tend to be lower in India. Whether it’s going out for entertainment, shopping, or travelling, the cost of living remains quite affordable, especially in comparison to Canada.
- Traditional Festivals: Celebrates a variety of cultural festivals every year.
- Welcoming Culture: Friendly and welcoming attitude towards foreigners.
Major Factors Affecting Cost of Living in Canada vs. India
The cost of living in Canada vs. India varies due to economic conditions, purchasing power, and lifestyle choices. Canada has higher wages but also higher expenses, while India offers a more affordable lifestyle. Below are the key factors influencing these differences.
1. Housing Costs
- Canada: Housing is one of the biggest expenses. Rent and property prices in cities like Toronto, Vancouver, and Montreal are high. A one-bedroom apartment in downtown Toronto costs CAD 2,500+ per month, while in smaller cities, it ranges from CAD 1,500–2,000.
- India: Housing is significantly cheaper. In cities like Mumbai, Delhi, or Bangalore, a similar apartment costs ₹40,000–₹80,000 (CAD 650–1,300), and in smaller towns, it can be as low as ₹10,000 (CAD 160) per month.
2. Food and Grocery Expenses
- Canada: Grocery prices are high due to import costs and labor wages. Essentials like milk, eggs, and bread cost more, with monthly grocery expenses around CAD 300–600 per person.
- India: Food costs are lower due to local production. A similar grocery basket costs ₹5,000–₹10,000 (CAD 80–160) per month per person. Eating out is also more affordable in India compared to Canada.
3. Transportation Costs
- Canada: Public transport is efficient but costly. A monthly pass in Toronto costs CAD 156, and owning a car includes high expenses like insurance (~CAD 1,500 per year) and fuel (~CAD 1.60 per liter).
- India: Public transport is far cheaper. A metro pass in cities like Delhi or Bangalore costs ₹2,000–₹3,000 (CAD 30–50) per month. Fuel prices are around ₹100 per liter (CAD 1.60) but car ownership remains costly due to high import duties.
4. Healthcare Costs
- Canada: Public healthcare is free for permanent residents and citizens, covered by provincial health insurance. However, private healthcare can be expensive.
- India: Healthcare costs vary widely. Public hospitals are affordable but crowded, while private healthcare can be costly but still cheaper than in Canada.
5. Education Expenses
- Canada: Public schools are free, but higher education is costly. Tuition for universities like University of Toronto or UBC ranges from CAD 20,000–40,000 per year.
- India: Public universities are affordable, with fees ranging from ₹10,000–₹1,00,000 per year (CAD 160–1,600), while private institutions are more expensive.
6. Taxes and Salary Differences
- Canada: Higher salaries but also higher taxes. Income tax can be 15–33% based on earnings. Goods and Services Tax (GST) is 5–15% depending on the province.
- India: Lower income levels but also lower taxes. Income tax ranges from 5–30%, and GST is 5–18% on most goods and services.
7. Entertainment and Lifestyle Expenses
- Canada: Entertainment, such as dining out, movies, and fitness memberships, is expensive. A gym membership costs around CAD 50–100 per month, and a movie ticket is CAD 15–20.
- India: Leisure activities are cheaper. Gym memberships range from ₹1,500–₹3,000 (CAD 25–50) per month, and a movie ticket costs ₹200–₹500 (CAD 3–8).
Ultimately, Canada offers high-quality education, modern facilities, and a diverse culture, but it can be expensive. On the other hand, India provides affordable education with a rich cultural experience. If you’re willing to spend more for a higher standard of living, Canada is a great choice. But if you’re looking to save money while still getting a good education, India might be a better option.
Understanding the cost differences can help you choose the right country based on your budget and lifestyle as a student. Hope you liked reading our blog about the Cost of Living in Canada vs India.. For a stress-free stay during your study abroad adventure, choose Fly Homes. Call 1800572118 to reserve your ideal accommodation abroad with ease.
FAQS on Cost of Living in Canada vs India
For students, the average cost of living in Canada is about CAD 2,989 per month, while in India, it is around INR 37,800 per month, according to LivingCost data.
The average cost of living for a single person in Canada is approximately CAD 2,989 per month. This includes expenses for rent, food, transportation, and other basic needs. The cost can vary depending on the city and lifestyle.
It depends on personal preferences. Canada offers better quality of life, healthcare, and education but has a higher cost of living. India is more affordable with rich culture but faces challenges like pollution and traffic. It depends on your priorities and lifestyle.
Canada offers a high quality of life, better healthcare, and higher salaries, but with a higher cost of living and cold winters. In contrast, India is more affordable, with a warm climate and rich culture, but faces challenges like pollution, traffic, and lower infrastructure quality.
Yes, transportation is significantly cheaper in India. Local transport and fuel costs are much lower compared to Canada.
The average cost of living in India for a single person is around INR 37,800 per month. This includes expenses for housing, food, transportation, and other basic needs. However, the cost can vary depending on the city and lifestyle.
Yes, Canada is more costly than India. The cost of living, including housing, transportation, food, and other expenses, is generally higher in Canada compared to India.
Canada is generally more expensive than India. According to Glassdoor, the average salary in Canada ranges from CAD 40,000 to CAD 73,000 (INR 24,54,000 to INR 44,78,550) per year. In comparison, the average salary in India is between INR 4,00,000 and INR 16,00,000 per year.
The average cost of living in Canada is between CAD 15,000 to CAD 20,000 per year (INR 9.03L to INR 12.05L), depending on lifestyle. Tuition fees at most Canadian institutions start around CAD 15,000 (INR 9.03L).
The choice between India and Canada depends on personal preferences. Canada offers better job opportunities, healthcare, and living standards, while India provides a rich culture, lower costs, and proximity to family.
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