Cost of Living in San Diego 2025: A Complete Guide for Students

Kapil Uniyal

Cost of Living in San Diego
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The cost of living in San Diego is a significant consideration for anyone thinking about relocating to this vibrant city. Famous for its stunning beaches, rich cultural scene, and perfect weather, San Diego is a dream destination for many. However, living in this beautiful city comes with a substantial price tag. 

In this guide, we will explore the different parameters that contribute to the cost of living in San Diego, including housing, transportation, and more for students, while providing practical tips on how to manage your expenses effectively. Let’s dive into the details!

Cost of Living in San Diego Overview

The cost of living in San Diego is approximately USD 3,346 per month for an individual or for a student, including rent. This covers essential expenses such as housing, utilities, groceries, and daily necessities. While San Diego is more expensive than the national average, it remains more affordable than cities like New York. 

The living cost in San Diego can vary by neighbourhood, offering some flexibility depending on where you live. The table below outlines an overview of a student’s monthly cost of living in San Diego.

ParticularsApprox Cost in USD (Per month )
Cost of Living in San Diego with rent3,346
Rent & Utilities2,248
Transportation185
Food Cost722
Clothes100-200
Entertainment50-120

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The cost of living in San Diego largely depends on individual preferences and lifestyle choices. To assist with financial planning, here’s a detailed overview of expenses in key areas such as accommodation, groceries, transportation, entertainment, and more.

Average Accommodation Costs in San Diego

Average Accommodation Costs in San Diego
Source: Pexels

One of the largest contributors to the cost of living in San Diego for students is accommodation. Housing prices can fluctuate based on factors like the type of accommodation, location, and amenities. 

Whether you’re considering on-campus housing or looking to rent an apartment off-campus, understanding the costs associated with each option is essential for budgeting and planning your stay in this beautiful city. 

Off-Campus Accommodation Costs in San Diego

For those opting to live off-campus, San Diego offers a range of rental options. The accommodation costs and cost of living in San Diego can vary depending on the area, type of accommodation, and whether you share the space with others. Below is an overview of average monthly rents for different types of off-campus accommodation:

Type of AccommodationDescriptionAverage Monthly Rent 
1-bedroom apartment in the city centreApprox. 40 m² (430 ft²)USD 2,399
Cheap 1-bedroom apartmentApprox. 40 m² (430 ft²)USD 1,894
Studio apartmentSmall single-room apartmentUSD 1,500 – USD 2,000

On-Campus Housing at the University of San Diego

Students attending the University of San Diego can choose to live in on-campus housing. The estimated annual cost for room and board at the University of San Diego is:

Course TypeAnnual Tuition (USD)
UndergraduateUSD 11,602
DoctoralUSD 10,980

Utility Costs in San Diego

Planning your monthly budget in San Diego requires accounting for utility and service costs, as they significantly impact the overall cost of living in San Diego. These include essential expenses such as apartment utilities, mobile phone plans, and internet services. Below is a breakdown of the average monthly costs for these utilities to help you plan your budget efficiently:

Utilities/ServicesAverage Monthly Rent 
Basic utilities (electricity, heating, water, garbage) for an 85m² apartmentUSD 184
Internet (50 Mbps or more, unlimited data, cable/ADSL)USD 70

Factoring these essential services into your budget will give you a clearer picture of the cost of living in San Diego and ensure your financial plans are realistic and well-prepared.

Food and Groceries Costs in San Diego

Managing your grocery expenses is crucial to the cost of living in San Diego, especially if you cook at home. Grocery prices for fresh produce and staples vary, so knowing the averages can help you budget effectively. While dining out is convenient, it’s costly, with fast food meals ranging from USD 10 to USD 15 and casual dining from USD 80 to USD 90 per person. 

Cooking at home is a more affordable option, allowing you to save money and control your meals. To help you estimate your grocery expenses in San Diego, consider the average prices of essential items such as fruits, vegetables, and other staples, as shown in the table below:

ItemQuantityAverage Price 
Milk1 L (1 qt)USD 1.16
Bread0.5 kg (1.1 lb)USD 3.98 
Rice1 kg (2.2 lb)USD 3.91 
EggsA dozenUSD 4.72 
Cheese1 kg (2.2 lb)USD 15.00 
Apples1 kg (2.2 lb)USD 4.96 
Bananas1 kg (2.2 lb)USD 1.69 
Oranges1 kg (2.2 lb)USD 3.78 
Tomatoes1 kg (2.2 lb)USD 5.11 
Potatoes1 kg (2.2 lb)USD 2.54 
Onions1 kg (2.2 lb)USD 2.34 
Bottled Water1 L (1 qt)USD 1.60

Transportation Costs in San Diego

Transportation Costs in San Diego
Source: Pexels

Transportation costs in San Diego can vary significantly depending on your mode of travel, whether it’s public transportation, taxis, or owning a private car. These expenses are a key component of the overall cost of living in San Diego, making it essential to budget carefully. 

Understanding the costs associated with different transportation options can help you plan more effectively. Below is a breakdown of the average transportation costs in San Diego:

Mode of TransportApproximate Cost in USD
Local transport ticket2.52
Monthly ticket for local transport72.6
Taxi Ride (8 km or 5 mi)20.2
Gasoline1.38 per litre

Miscellaneous Costs in San Diego

When budgeting for student life in San Diego, it’s important to account for miscellaneous costs that may not fit neatly into categories like rent, groceries, or transportation. These expenses can vary, but they still have an impact on the overall cost of living in San Diego. While some costs are one-time purchases, others recur throughout the year. Below is an overview of common miscellaneous expenses that students may encounter:

  • Gym Membership (1 month): USD 72.4
  • Cinema Ticket (1 person): USD 18
  • Haircut (simple): USD 28
  • Doctor’s Visit: USD 132
  • Branded Jeans: USD 56
  • Branded Sneakers: USD 56.2

Keep in mind that the prices of the above products in San Diego can fluctuate depending on the location and your personal preferences.

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Cost of Studying in San Diego

Cost of Studying in San Diego
Source: Pexels

Apart from understanding the cost of living in San Diego, the cost of studying in San Diego varies based on the chosen university, residency status, and personal lifestyle. Below is an in-depth look at tuition fees and other expenses at key institutions in the area.

InstitutionTuition/CostsDetails
San Diego State University (SDSU)In-State Tuition: USD 8,728 per yearFor the 2024-25 academic year.
Out-of-State Tuition: USD 21,328 per yearFor the same academic year.
University of California, San Diego (UCSD)Average Net Price: USD 16,111 per yearAfter factoring in scholarships and grants.
University of San Diego (USD)Tuition: USD 56,444 annuallyFor all students, regardless of residency.
Average Net Price: USD 36,008 per yearAfter financial aid.
Books and SuppliesVaries widelyDepends on the courses taken.

Cost of Living in San Diego vs. Other States

When considering the cost of living in San Diego, it stands out as one of the more affordable states, particularly for students. Compared to neighbouring states, San Diego offers a competitive advantage, especially in housing costs. San Diego provides a broader range of metropolitan options, offering students a vibrant mix of educational and lifestyle opportunities.

To give you a clearer picture of how affordable it is to live in San Diego for higher education, here’s a comparison of its cost of living with other cities:

CityApproximate Cost of LivingComparison to San Diego
Cost of Living in AtlantaUSD 2,540Lower than San Diego
Cost of Living in San JoseUSD 3,674Higher than San Diego
Cost of Living in DallasUSD 2,550Lower than San Diego
Cost of Living in Los AngelesUSD 3,187Higher than San Diego
Cost of Living in San FranciscoUSD 3,781Higher than San Diego
Cost of Living in SeattleUSD 2,908Lower than San Diego
Cost of Living in ChicagoUSD 2,667Lower than San Diego
Cost of Living in PhoenixUSD 2,369Lower than San Diego
Cost of Living in Austin, TXUSD 2,473Lower than San Diego
Cost of Living in DenverUSD 2,699Lower than San Diego

Tips for Managing the Cost of Living in San Diego

Managing the cost of living in San Diego as an international student can be challenging, but with the right strategies, it’s entirely possible to stay within your budget. By planning and making smart choices, you can enjoy your time in San Diego without breaking the bank. Here are some tips for managing the cost of living in San Diego:

  • Budget Wisely: Use budgeting tools or apps to track your expenses. Allocate money for rent, food, transportation, and miscellaneous expenses.
  • Find Student Discounts: Look for student discounts on transportation, entertainment, and dining. Many places offer discounts with a student ID.
  • Cook at Home: Cooking at home is much cheaper than dining out. Plan your meals and buy in bulk to save money.
  • Share Accommodation: Living with roommates can significantly reduce your rent expenses.
  • Use Public Transport: Take advantage of student discounts on public transportation rather than relying on expensive rideshare services.

Living in San Diego as an international student can be a rewarding experience, but it’s important to plan your budget carefully. While housing and rent can be high, there are ways to reduce costs by sharing accommodations, cooking at home, and using public transportation. With a little planning and budgeting, you can make your stay in San Diego affordable while enjoying all the city has to offer.

For booking the best student accommodation abroad to start your study abroad experience you can contact Fly Homes at 1800572118. 

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FAQS on Cost of Living in San Diego

What is the average cost of living in San Diego?

The average cost of living in San Diego is approximately USD 3,346 per month, excluding rent. However, this figure can vary depending on the specific location and individual lifestyle preferences.

Is it expensive to live in San Diego?

The average living cost for international students in San Diego is around USD 3,346, which is around 4% higher than the state average and approx 43% higher than the national average. While it may be more expensive than some areas, San Diego offers an excellent lifestyle, particularly for students.

How much money do you need to live comfortably in San Diego?

To live comfortably in San Diego, you would need about USD 3,346 per month, including rent. This figure represents the general cost of living in San Diego for an individual in the region.

Is San Diego an affordable place to live?

San Diego is generally considered to be an expensive place to live, especially compared to other cities in California and the U.S. because the average cost of living for a single person is around USD 3,346 per month (excluding rent), which is higher than the national average.

What is the average rent for a one-bedroom apartment in San Diego?

The average rent for a one-bedroom apartment in San Diego’s city centre is around USD 2,399 per month. However, in less expensive areas, the rent can be as low as USD 1,894 per month.

What are the average utility costs in San Diego?

On average, utility costs in San Diego amount to around USD 184 per month for an individual. This can vary depending on the size of your accommodation and the time of year.

How much does it cost to eat out in San Diego?

Dining out in San Diego can vary, with fast food meals typically costing around USD 12, while meals at more casual restaurants can be around USD 86 per person.

How much can I expect to spend on groceries in San Diego?

The cost of groceries in San Diego varies depending on your dietary preferences. For example, milk costs about USD 1.16 per litre, bread costs USD 3.98 for 0.5 kg, and fruits cost around USD 3 to USD 5 per kilogram.

What is the average cost of public transportation in San Diego?

A one-way fare for public transportation in San Diego typically costs around USD 2.52. Monthly passes are available for around USD 73.

How much is a taxi ride in San Diego?

A taxi ride in San Diego for 5 km typically costs around USD 20.20. However, the fare can vary depending on the region.

How much does a gym membership cost in San Diego?

A monthly gym membership in San Diego costs approximately USD 72.4. However, the membership cost can vary depending on the region.

What is the average price of a cinema ticket in San Diego?

A cinema ticket for one person in San Diego typically costs USD 18. However, the cost of a cinema ticket can vary depending on the region.

Is San Diego cheaper to live in than LA?

The cost of living in San Diego is higher than in South Carolina, with San Diego’s average cost at USD 3,346 compared to Los Angeles’s USD 3,187.

Is San Diego more affordable than California?

No, the cost of living in San Diego is significantly higher than the average in California. The average cost of living in California is USD 2,918, whereas in San Diego, it is USD 3,346.

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Richest Suburbs in New YorkTheatres in New York
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