Dreaming of studying in the USA but worried about the cost? You’re not alone! MS fees in the USA can feel overwhelming, especially for Indian and other international students. But don’t stress—we’ve got you covered!
The tuition fees can range anywhere from USD 15,000 to USD 60,000 per year, depending on the university. But the good news? There are affordable universities, scholarships, and financial aid options to help cut costs. In this guide, we’ll break down everything—tuition fees, living costs, budget tips, and scholarships—so you can plan your MS without financial worries!
Table of contents
- Master’s Tuition Fees in the USA for International Students
- Cost Comparison: Public vs. Private Universities
- Low-Fee MS Colleges in the USA
- Fees of Top MS Courses in the USA
- MS in the USA with Scholarships
- Hidden Costs of Studying MS in the USA
- Cost of Living for MS Students in the USA
- How to Apply for MS Courses in the USA?
- Tips to Reduce MS Fees and Living Costs
- FAQs
Master’s Tuition Fees in the USA for International Students
Studying for a Master’s (MS) degree in the USA is a dream for many international students. However, tuition fees can vary widely based on the university, location, and field of study. Public universities are usually more affordable than private institutions. Additionally, STEM programs like Engineering and Computer Science tend to have higher tuition fees. Below is a breakdown of the average MS fees in the USA based on different fields of study.
| Field of Study | Annual Tuition Fees (Approx.) |
| Engineering | USD 20,000 – USD 50,000 |
| Computer Science | USD 25,000 – USD 55,000 |
| Business (MBA/MS) | USD 35,000 – USD 70,000 |
| Medicine & Healthcare | USD 40,000 – USD 75,000 |
Apart from tuition, students must also consider living expenses, books, and health insurance, which can add to the overall cost. Many universities offer scholarships, assistantships, and financial aid to help reduce expenses.
Cost Comparison: Public vs. Private Universities
One of the biggest factors affecting MS fees in the USA is whether you choose a public or private university. Public universities generally have lower tuition fees, while private universities tend to be more expensive. Here’s a quick comparison of MS fees in the USA for public and private universities:
| Type of University | Average Tuition Fees per Year | Key Features |
| Public University | USD 20,000 – USD 40,000 | Lower tuition, funded by the state, larger class sizes |
| Private University | USD 40,000 – USD 70,000 | Higher tuition, more scholarships, smaller class sizes |
If you are looking for an affordable MS program, consider public universities. However, some private universities offer generous scholarships, which can make them cost-effective as well. Always compare costs and funding options before making your decision!
Low-Fee MS Colleges in the USA
Pursuing a Master’s degree in the USA can be expensive, but there are many universities that offer affordable tuition fees without compromising on quality. If you’re looking for a budget-friendly option, Below is a list of some affordable MS universities in the USA, along with their approximate annual tuition fees:
| University | Average Annual Tuition Fees (USD) | QS World University Ranking 2025 |
| Purdue University | USD 28,794 | 89 |
| University of Florida | USD 28,660 | 215 |
| Iowa State University | USD 14,000 – USD 27,000 | 470 |
| University of Arizona | USD 22,600 – USD 32,600 | 293 |
| Rutgers University, New Brunswick | USD 30,000 – USD 33,000 | 328 |
| Oklahoma State University | USD 15,000 – USD 20,000 | 851 |
| University of South Florida | USD 17,324 | 621-630 |
| University at Buffalo | USD 23,100 | 466 |
| Arizona State University | USD 29,000 | 200 |
| University of Texas, Austin | USD 20,000 – USD 30,000 | 66 |
Also Read:
- MBA in Germany: Universities, Fees, and Career Opportunities for 2025
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Fees of Top MS Courses in the USA
The MS fee in the USA varies based on the university, course, and whether it is a public or private institution. On average, tuition fees range between USD 20,000 to USD 60,000 per year. STEM courses like Computer Science and Engineering tend to have higher tuition costs, while humanities and social sciences are generally more affordable. Here’s a quick look at the estimated MS fee in the USA for popular courses:
| MS Course | Average Annual Tuition Fee (USD) |
| Computer Science (MSCS) | USD 30,000 – USD 60,000 |
| Data Science | USD 25,000 – USD 55,000 |
| Electrical Engineering | USD 28,000 – USD 50,000 |
| Mechanical Engineering | USD 25,000 – USD 45,000 |
| Business Analytics | USD 35,000 – USD 60,000 |
| Biotechnology | USD 25,000 – USD 50,000 |
| Civil Engineering | USD 20,000 – USD 40,000 |
| Artificial Intelligence | USD 30,000 – USD 60,000 |
MS in the USA with Scholarships
Pursuing an MS in the USA is a dream for many students, but the high tuition fees and living costs can be overwhelming. The good news? There are several scholarships available to help international students. Here’s a list of some of the best scholarships available for MS students in the USA:
| Scholarship Name | Award Amount | Eligibility | Coverage | Application Deadline |
| Fulbright Foreign Student Program | Full Tuition + Living Expenses | International students with strong academics | Covers tuition, airfare, living costs, and health insurance | Varies by country |
| AAUW International Fellowship | USD 18,000 – USD 30,000 | Women students from outside the USA | Covers tuition, living, and research expenses | November |
| Inlaks Shivdasani Scholarship | Up to USD 100,000 | Indian students with exceptional talent | Covers tuition, living, and travel expenses | March – April |
| Tata Scholarship (for Cornell University) | Covers full tuition fees | Indian students accepted to Cornell University | Tuition fees only | January |
| Knight-Hennessy Scholars Program (Stanford University) | Full Funding | Students with leadership potential | Covers tuition, living, and travel expenses | October |
| National Overseas Scholarship (India) | Up to USD 33,000 per year | SC/ST category Indian students | Covers tuition, living, and airfare | March – April |
| University-Specific Scholarships | Varies | Based on merit or need | Depends on the university | Varies |
When planning your MS fees in the USA, it’s easy to focus only on tuition. However, there are several hidden costs that students often overlook. These additional expenses can add up quickly, impacting your overall budget. Here’s a breakdown of some hidden costs you should be aware of:
| Expense | Estimated Cost (per year) | Details |
| University Fees | USD 500 – USD 2,000 | Covers lab fees, library access, health insurance, etc. |
| Health Insurance | USD 1,200 – USD 3,000 | Mandatory for international students. Costs vary by university. |
| Books & Supplies | USD 500 – USD 1,500 | Textbooks and study materials can be expensive. |
| Visa & SEVIS Fees | USD 510 – USD 600 | Includes F-1 visa application and SEVIS registration. |
| Flight Tickets | USD 800 – USD 1,500 | Cost depends on the time of booking and destination. |
| Housing Deposits | USD 500 – USD 1,500 | Some apartments require a security deposit before moving in. |
| Transportation | USD 500 – USD 1,000 | Public transport, Uber, or owning a car can add to your expenses. |
| Living Expenses | USD 10,000 – USD 18,000 | Rent, groceries, and utilities vary by city. |
- Plan your budget carefully – Consider these extra costs when calculating your total MS fees in the USA.
- Look for second-hand books – Save money by buying used textbooks or borrowing from libraries.
- Use student health insurance – Some universities offer affordable health plans for students.
- Share accommodation – Living with roommates can help reduce rent and utility bills.
Cost of Living for MS Students in the USA
Studying for an MS in the USA is exciting, but living costs can be a big concern, especially for international students. Your expenses depend on the city you choose, your lifestyle, and whether you live alone or share accommodation. To help you plan your finances, here’s an estimated monthly budget breakdown for MS students in the USA:
| Expense | Average Cost (per month) |
| Rent (shared accommodation) | USD 500 – USD 1,500 |
| Food & Groceries | USD 250 – USD 500 |
| Transport (public transit, fuel) | USD 50 – USD 150 |
| Health Insurance | USD 100 – USD 250 |
| Miscellaneous (entertainment, phone bills, shopping, etc.) | USD 100 – USD 300 |
| Total Estimated Cost | USD 1,000 – USD 2,700 |
City-Wise Cost Differences:
- Cheapest Cities: Houston, Atlanta, St. Louis
- Moderately Expensive Cities: Chicago, Dallas, Denver
- Most Expensive Cities: New York, San Francisco, Boston
Also Read:
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How to Apply for MS Courses in the USA?
If you’re planning to pursue a Master’s in the USA, understanding the application process is crucial. Here’s a step-by-step guide to help you get started while keeping an eye on the MS fees in the USA. Following these steps will help you successfully apply for MS in the USA while managing your tuition costs effectively.
- Research Universities & Costs: Look for universities that offer your preferred MS program. Compare tuition fees, living expenses, and available scholarships to find the best fit for your budget.
- Meet the Eligibility Requirements: Most universities require:
✔ A 4-year bachelor’s degree
✔ GRE/GMAT scores (varies by university)
✔ TOEFL/IELTS scores for English proficiency
✔ Statement of Purpose (SOP) and Letters of Recommendation (LORs)
- Apply Online & Pay Application Fees: Submit applications through university portals and pay the required application fees (ranging from USD 50 to USD 150 per university).
- Apply for Scholarships & Financial Aid: Look for funding opportunities to reduce your MS fee in the USA. Many universities offer merit-based scholarships and assistantships.
- Get Your Student Visa: Once admitted, apply for an F-1 student visa by submitting Form I-20 and attending the visa interview.
Tips to Reduce MS Fees and Living Costs
Studying in the USA is expensive, but there are smart ways to cut costs and manage your budget effectively. From securing scholarships to making small lifestyle changes, you can significantly reduce your expenses without compromising your student experience. Here are some practical tips to help you save money while pursuing your MS in the USA.
- Apply for Scholarships & Assistantships: Many universities offer merit-based and need-based scholarships, as well as teaching and research assistantships. These can cover tuition fees partially or fully and even provide a stipend for living expenses.
- Choose Affordable Universities: Public universities often have lower tuition fees than private institutions. Researching and selecting universities with affordable MS programs can help you save thousands of dollars.
- Opt for On-Campus Jobs: As an F-1 visa student, you can work up to 20 hours per week on-campus. These jobs can help you manage daily expenses, such as groceries and transportation, without affecting your studies.
- Use Student Discounts: Many stores, restaurants, and services in the USA offer exclusive discounts for students. Always carry your student ID to save money on public transport, entertainment, software, and even shopping.
- Cook Your Own Meals: Eating out frequently can be very expensive in the USA. Cooking at home is healthier and more budget-friendly. Buying groceries in bulk and meal prepping can help you cut food costs significantly.
MS fees in the USA can be high, but with proper planning, you can manage your expenses smartly. Research affordable universities, apply for scholarships, and budget wisely to make your dream of studying in the USA a reality.
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FAQs
The MS fees in the USA range from USD 20,000 to USD 60,000 per year. Public universities are more affordable, while private universities charge higher tuition. Costs vary based on program, university, and location.
Some affordable universities include Texas A&M University, University of Houston, and SUNY Buffalo, with tuition starting around USD 15,000–USD 25,000 per year for international students.
Yes, international students usually pay more than domestic students. Public universities charge higher out-of-state tuition, while private universities have fixed fees for all students.
The MS in Computer Science fees in the USA range from USD 25,000 to USD 55,000 per year. Top universities like MIT, Stanford, and Carnegie Mellon have higher fees, while state universities are more affordable.
Public universities charge USD 20,000–USD 40,000 per year, while private universities cost USD 40,000–USD 60,000 per year. Public universities are cheaper, but private universities may offer more scholarships.
Yes, most universities allow students to pay tuition in 2–4 instalments per year. Some also offer monthly payment plans to ease financial burden.
Additional expenses include health insurance (USD 1,000–USD 3,000 per year), books (USD 500–USD 1,500 per year), visa fees, and student fees (USD 500–USD 1,000 per year).
Yes, many universities offer merit-based and need-based scholarships. External organizations like Fulbright and AAUW also provide funding for international students.
States like Texas, Ohio, and North Dakota have low-cost public universities and affordable living expenses, making them ideal for budget-conscious students.
Yes, international students on an F-1 visa can work 20 hours per week on campus. Some students also apply for CPT and OPT to earn while studying.
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