Cost of Living in Canada: Are you considering moving to Canada for work or studies? Understanding the cost of living is essential before making the big move. Canada is known for its high quality of life, but living expenses can vary based on the city, lifestyle, and personal spending habits.
In this blog, we will break down the estimated cost of living in Canada, covering essential expenses such as housing, transportation, food, healthcare, and other daily necessities. We’ll also share some useful tips on how to manage your expenses and make the most of your budget while living in Canada.
Table of contents
- What is the Cost of Living in Canada?
- Cost of Accommodation in Canada
- Cost of Studying in Canada
- Cost of Food and Restaurants in Canada
- Cost of Transportation in Canada
- Cost of Utilities in Canada
- Average Cost of Living in Canada: Affordable Cities
- Benefits of Studying Abroad in Canada
- Tips To Reduce the Cost Of Living in Canada
- Things to Consider Before Moving to Canada
- FAQs on Cost of Living in Canada
What is the Cost of Living in Canada?
The cost of living in Canada in 2025 ranges from CAD 15,000 to CAD 20,000 (INR 9.03L to INR 12.05L). However, it can vary depending on the city you choose. A higher cost of living often means a higher standard of living. For international students, managing expenses is important, so understanding the average cost of living can help with better planning. Here’s a simple breakdown of the estimated living expenses in Canada.
| Item | Average Cost of Living in Canada |
| On-campus Accommodation | CAD 8,000 – CAD 10,000 |
| Off-Campus Accommodation | CAD 400 to CAD 700 |
| Meal for 2 People, Mid-range Restaurant, Three-course | CAD 100.00 |
| Montreal, QC | CAD 25,000 |
| One-way Ticket (Local Transport) | CAD 3.50 |
| Monthly Pass (Regular Price) | CAD 104.90 |
| Basic Utilities | CAD 207.35 |
| Internet | CAD 84.93 |
Cost of Accommodation in Canada
As per the latest data revealed by Canada Mortgage and Housing Corporation, the average monthly rent for a two-bedroom flat in Canada is CAD 1,167. Choosing an accommodation is another important component of calculating the cost of living in Canada. Here is the average cost of accommodation with its type to streamline your accommodation hunt.
| Type of Accommodation | Average Cost of Living in Canada |
| On-Campus | CAD 8,000 – CAD 10,000 |
| Off-Campus Shared Accommodation | CAD 400 to CAD 700 |
| Apartment (1 bedroom) in City Centre | CAD 1,889.82 (monthly) |
| Apartment (1 bedroom) Outside of Centre | CAD 1,692.46 (monthly) |
| Apartment (3 bedrooms) in City Centre | CAD 3,051.34 |
| Apartment (3 bedrooms) Outside of Centre | CAD 2,578.58 |
Cost of Studying in Canada
Now that you know the cost of living in Canada, let’s talk about the cost of studying. Studying in Canada is less expensive in comparison to other countries like the UK or the USA. However, the cost of studying varies as per the university and the course you have chosen to study in Canada. The tuition fees of the universities for undergraduate and postgraduate courses may vary. Check out the average tuition fees for popular universities in Canada and their QS world ranking in 2025.
| Top Universities | Tuition Fees (annually) |
| University of Toronto | CAD 6,100 to CAD 67,430 |
| University of Newfoundland | CAD 11,460 |
| Humber College | CAD 29,500 |
| University of Regina | CAD 20,050 |
| Royal Roads University | CAD 27,500 |
| Thompson River University | CAD 35,650 |
| York University | CAD 7,153 to CAD 38,826 |
Further Read: Feeling overwhelmed by California’s rental rules? Check out our student-friendly guide to California landlord-tenant laws and get the essential tips for your lease with ease!
Cost of Food and Restaurants in Canada
Food is another one of the most important components of the cost of living in Canada. While calculating the expenses, CAD 200 to CAD 300 should be allocated under the head of food expenses. The cost of dining out in Canada may vary as per the type of restaurant and the location you have chosen. Here is an overview of typical dining-out expenses.
| Food and Restaurants | Cost |
| Meal, Inexpensive Restaurant | CAD 25.00 |
| Meal for 2 People, Mid-range Restaurant, Three-course | CAD 100.00 |
| McMeal at McDonalds | CAD 15.00 |
| Cappuccino (regular) | CAD 5.19 |
| Coke/Pepsi (0.33 liter bottle) | CAD 2.88 |
| Water (0.33 liter bottle) | CAD 2.34 |
However, it is always advised to cook at home to decrease the cost of living. It is believed that cooking at home can be a more economical and cost-effective option rather than dining out. Here is the list of the everyday essentials you may require with its average cost.
| Grocery | Cost |
| Milk (regular), (1 litre) | CAD 3.00 |
| Loaf of Fresh White Bread (500g) | CAD 3.66 |
| Rice (white), (1kg) | CAD 5.09 |
| Eggs (regular) (12) | CAD 4.77 |
| Local Cheese (1kg) | CAD 15.64 |
| Chicken Fillets (1kg) | CAD 16.90 |
| Beef Round (1kg) (or Equivalent Back Leg Red Meat) | CAD 20.18 |
| Apples (1kg) | CAD 5.76 |
| Banana (1kg) | CAD 1.97 |
| Oranges (1kg) | CAD 5.26 |
| Tomato (1kg) | CAD 5.67 |
| Potato (1kg) | CAD 3.67 |
| Onion (1kg) | CAD 3.64 |
| Lettuce (1 head) | CAD 3.53 |
| Water (1.5 litre bottle) | CAD 2.50 |
| Bottle of Wine (Mid-Range) | CAD 18.00 |
| Domestic Beer (0.5 litre bottle) | CAD 4.01 |
| Imported Beer (0.33 litre bottle) | CAD 4.39 |
| Cigarettes 20 Pack (Marlboro) | CAD 19.00 |
Cost of Transportation in Canada
Transportation is the key component of the cost of living in Canada. However, to reduce the cost of living in Canada, it is always advised to prefer public transport over personal taxis or vehicles. The cost of travel and transportation may vary depending on your choices and preferences. Here is an overview of the cost of transportation.
| Transportation | Cost |
| One-way Ticket (Local Transport) | CAD 3.50 |
| Monthly Pass (Regular Price) | CAD 104.90 |
| Taxi Start (Normal Tariff) | CAD 4.50 |
| Taxi 1km (Normal Tariff) | CAD 2.17 |
| Taxi 1hour Waiting (Normal Tariff) | CAD 39.00 |
| Gasoline (1 litre) | CAD 1.61 |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | CAD 33,978.00 |
| Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) | CAD 27,815.58 |
City-Wise Cost of Transportation
The cost of transportation may vary in various cities of Canada. However, it depends on your choice of the city and how much you are paying for the transportation. Always remember that the cost of transportation can be reduced with the right choice of student accommodation in Canada. Here is a city-wise breakdown of the cost of transportation in Canada.
| City | One-Way Ticket | Monthly Pass |
| Toronto | CAD 3.50 | CAD 156.00 |
| Vancouver | CAD 3.00 | CAD 120.00 |
| Montreal | CAD 3.75 | CAD 94.00 |
| Ottawa | CAD 3.55 | CAD 122.00 |
| Calgary | CAD 3.40 | CAD 112.00 |
| Edmonton | CAD 3.25 | CAD 100.00 |
| Winnipeg | CAD 3.00 | CAD 100.00 |
| Halifax | CAD 2.75 | CAD 82.50 |
| Quebec City | CAD 3.75 | CAD 94.50 |
| Hamilton | CAD 3.25 | CAD 105.00 |
Cost of Utilities in Canada
Allocating the budget for utilities and the Internet is an important part of the cost of living in Canada in 2025. Utilities like electricity, heating, cooling, water, and garbage collection are most of the time included in the rent while there are some student accommodations where utilities are not included. Check out the average cost of utilities and internet in Canada.
| Utilities | Cost(Monthly) |
| Basic (Electricity, Heating, Cooling, Water, Garbage) for 85 sq. m. Apartment | CAD 207.35 |
| Mobile Phone Monthly Plan with Calls and 10GB+ Data | CAD 64.75 |
| Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) | CAD 84.93 |
Average Cost of Living in Canada: Affordable Cities
The cost of living varies according to the city you choose to live in. By understanding the cost of living based on the cities, you can move ahead with your planning. Here are some of the affordable cities with their cost of living in Canada for international students.
| City | Average Standard of living in Canada (per person) |
| London, Ontario | CAD 1,013 |
| Calgary, Alberta | CAD 1,154 |
| Regina, Saskatchewan | CAD 1,124 |
| Edmonton, Alberta | CAD 1,183 |
Benefits of Studying Abroad in Canada
Studying abroad in Canada offers great opportunities, with excellent education and a friendly, diverse environment. Here are some reasons why Canada is a top choice for students.
- High Standard of Living: In Canada, international students enjoy the same rights as Canadians, including respect for human rights, equality, and diversity in a stable, peaceful society.
- Quality Education: Canada offers excellent education and research opportunities, from elementary through post-secondary levels.
- Welcoming & Safe Environment: Canada is known for its culturally diverse and secure communities, making students feel comfortable both in class and outside.
- Financial Support: Scholarships and work opportunities are available to help fund your education. Many programs also offer co-op or internship placements to gain practical experience while studying.
- Great Return on Investment: A Canadian qualification is internationally recognized, helping you build a successful career. Whether you stay in Canada or return home, your education and network will be valuable for your future.
Tips To Reduce the Cost Of Living in Canada
Here are some tips to reduce the cost of living in Canada.
- Always look for the student’s discounts and deals.
- Try to negotiate on rent and bills, wherever possible.
- Utilise loyalty programs and discount apps to maximise value.
- Prioritise grocery shopping at discount supermarkets or local farmer’s markets.
- Plan meals to minimise food waste.
- Explore the cost-effective options during your academic stay.
- Utilise efficient public transportation networks like buses or trains.
- Consider shared flats, homestays, or smaller abodes outside city centres.
- Stick to your budget outlining your income and anticipated expenditures.
- Keep an eye on student discounts and offerings.
- Research government housing assistance programs if eligible.
- Consider cycling or walking for shorter distances.
Things to Consider Before Moving to Canada
Before making the big move to Canada, it’s essential to consider various factors that will help you settle in smoothly and adjust to life in a new country. From understanding the cost of living in Canada to navigating the weather and legal requirements, being well-prepared can make your transition to Canada much easier.
- Cost of Living & Budgeting – Research expenses in different cities and create a budget for rent, food, transportation, and healthcare.
- Job Opportunities & Work Permits – Check job demand in your field and understand work visa requirements like Express Entry and Provincial Nominee Programs.
- Weather & Climate – Be prepared for harsh winters, especially in cities like Toronto, Calgary, and Winnipeg, and invest in warm clothing.
- Housing & Rental Market – Learn about rental deposits, lease agreements, and average rent prices in different provinces.
- Healthcare System – Understand Canada’s public healthcare system, what is covered, and whether you need private health insurance.
- Banking & Finances – Open a Canadian bank account, get a credit card to build credit, and learn about taxation policies like income tax and GST/HST.
- Education & Schools – If moving with family, research school admissions, education standards, and university options for higher studies.
- Cultural Adaptation – Be aware of Canada’s diverse culture, social etiquette, and work environment, and consider learning basic French if moving to Quebec.
- Transportation & Driving – Understand public transport options and check if your home country’s driving license is valid in Canada.
- Immigration & Legal Documentation – Ensure all necessary documents like passports, visas, and work permits are in order before moving.
Hope you liked reading our blog about the Cost of Living in Canada. For a stress-free stay during your study abroad adventure, choose Fly Homes. Call 1800572118 to reserve your ideal accommodation abroad with ease.
Recommended Read: Ready to know the ins and outs of student accommodation in the Lone Star State? Check out our ultimate guide to Texas landlord-tenant laws.
FAQs on Cost of Living in Canada
The cost of living in Canada varies by city, but on average, individuals spend CAD 2,500 to CAD 3,500 per month. This includes rent, groceries, transportation, and utilities. Families may require around CAD 4,500 or more monthly.
Indeed, the cost of living in Canada is 214.7% higher than in India, as per the latest data released by Numbeo.
Grocery expenses in Canada depend on dietary choices. A litre of milk costs about CAD 2.50, bread is CAD 3.50, and chicken fillets are CAD 12 per kg. Monthly grocery bills average CAD 300 to CAD 500 per person.
Canada is the second largest country in the world and an expensive one to live for the students. However, with proper planning and finance management, you can reduce the cost of living in Canada.
You may end up paying CAD 2300 to CAD 2500 for a 1-bedroom apartment in Toronto and Vancouver while Montreal can be quite cheaper with CAD 1500.
The average salary of a single person in Canada should be CAD 45,000 and up (after taxes). On the other hand, the average salary for families (four members) should be CAD 90,000 to CAD 100,000.
Leisure activities in Canada are reasonably priced. A gym membership costs about CAD 50 per month, while movie tickets are around CAD 15. Outdoor activities are often free or low-cost.
The cost of living in Canada can be similar to the US, depending on the city. However, healthcare is free in Canada for residents, which reduces overall expenses compared to the US.
Eating out in Canada is affordable, with a meal at an inexpensive restaurant costing around CAD 15. A three-course meal for two at a mid-range restaurant costs CAD 60 to CAD 80.
Students in Canada typically spend around CAD 1,000 to CAD 2,000 per month, including housing, food, and transportation. Costs can vary depending on the city and lifestyle.
Hope you liked reading about the cost of living in Canada in 2025. For a stress-free stay during your study abroad adventure, choose Fly Homes. Call 1800572118 to reserve your ideal student accommodation abroad with ease.
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